@misc{lottery-of-luck,
  title = {The Lottery of Luck: Why Education Remains the Only Scalable Path to Middle-Class Stability in the AI Economy},
  author = {Siddhartha Harsh Wardhan},
  year = {2025},
  date = {2025-12-01},
  url = {https://independentobserver.org/library/documents/lottery-of-luck/},
  note = {Author working paper. Author-controlled source · selected public synopsis. Citation describes the public author record.}
}